IMB Funeral Cover Terms and Conditions
May 18, 2015
IMB Conflict of Interest Policy
May 18, 2015

Privacy Policy

While we have taken care to ensure that the content on this IMB site is accurate, this IMB site and the services accessible on or via this IMB site are provided “as is” and your use of and reliance on the information on this IMB site and the online services is entirely at your own risk.
We do not represent or warrant that the IMB site, any tools, software, advice, opinion, statement, information, content or online services will be error-free or will meet any particular criteria of accuracy, completeness, reliability, performance or quality. You acknowledge that any reliance upon any such tools, software, advice, opinion, statement or information shall be at your sole risk. We reserve the right, in our sole discretion, to correct any errors or omissions in any portion of this IMB site.
We do not hold liability for any loss, damage or suffering arising from no response from us or third parties for information requested via this IMB site, for product applications processed via this IMB site, for competition or promotion participation via this IMB site or for information having been changed, removed, or replaced at any time.
We do not hold liability for any incorrect payment made to an incorrectly added benerficiary by you. Care must be taken when adding beneficiaries. The correct beneficiary account number must be entered to complete a transaction to your beneficiary.
To the fullest extent permissible by law, we expressly disclaim all (express and implied) warranties, including, without limitation, warranties of merchantability, title, and fitness for a particular purpose, non-infringement, compatibility, security and accuracy in respect of this IMB site and the services accessible on this IMB site. While we take all reasonable precautions to prevent this, we do not warrant that the IMB site or any software available for download via the IMB site is free of viruses or destructive code.
We and our officers, directors, employees, servants, affiliates, shareholders, agents, consultants or employees (in whose favour this constitutes a stipulation for the benefit of another) shall not be liable for and you hereby indemnify us and our officers, directors, employees, servants, affiliates, shareholders, agents, consultants or employees (in whose favour this constitutes a stipulation for the benefit of another) against any direct, indirect, special, incidental, consequential or punitive damages or loss of any kind whatsoever or howsoever caused (whether arising under contract, delict or otherwise and whether the loss was actually foreseen or reasonably foreseeable) arising out of your use of this IMB site or the online services or the information contained on this IMB site or your inability to use this IMB site or the online services.
Without derogating from the generality of the above, we will not be liable for:
any interruption, malfunction, downtime or other failure of the IMB site or online services, our system, databases or any of its components, for reasons beyond our control; any loss or damage incurred with regard to customer data, access to service data, any transactions with third parties or other data directly or indirectly caused by malfunction of our system, third party systems, power failures, unlawful access to or theft of data, computer viruses or destructive code on our system or third party systems; programming defects; any interruption, malfunction, downtime or other failure of goods or services provided by third parties, including, without limitation, third party systems such as the public switched telecommunication service providers, internet service providers, electricity suppliers, local authorities and certification authorities; any event over which we have no direct control.