Debt Review and Debt Counselling are essentially the same thing; a Debt Counsellor is the person or company who enters you into a Debt Review payment plan (although the names are often used interchangeably). With Debt Review, your Debt Counsellor asks a Judge to issue a Court Order declaring that you are over-indebted and can not make your repayments. Once you are under Debt Review, your payments are reduced but it means you are blacklisted until all your existing debt is completely paid-off – which can take some time.
The IMB Freedom Account is different. We do not ask the courts for help, like a Debt Counsellor would. Instead, you are using our lawyers to negotiate with your creditors on your behalf.
We are looking for entrepreneurs to take ownership of the IMB brand. Are you passionate about
your community and excited by the idea of being your own boss?
If so, you could be the proprietor of your own IMB Service Centre. IMB Service Centres are
community-run projects owned and run by everyday members of those communities. You would
control the revenue you made every month and enjoy full access to IMB products and services, as
well as on-site training and marketing support.
To date, we have Service Centres in Cape Town, Johannesburg, Pretoria, Durban and Cape Town.
These entrepreneurs are successfully reaching out to their community and helping people to look
after their money better.
Do you have a good relationship with the members and a desire to make a successful of yourself?
Then you could be the perfect fit.
Contact firstname.lastname@example.org to enquire
As a small, agile business, IMB understands the difficulties employers face every month. But worry
not. We have developed product offerings that help you save time – and money.
Are you having to struggle to pay your unbanked staff in cash? The IMB MasterCard allows bankless
employees to sign up for a safe, secure account without needing a South African ID.
From there, transferring money to employees via EFT is quick, easy and most of all – cost-effective.
IMB can go one step further, by managing payroll payment costs for small and medium-sized
business owners. We understand the pain of administrative overheads and are committed to
reducing these, helping small businesses in South Africa prosper.
No two people are the same, which is why we have developed a product range that appeals to the
wide-ranging needs of real people in South Africa. From foreign nationals to local South Africans,
everyone is welcome.
With an IMB MasterCard, you can make payments and transfer money locally or abroad. No ID book
required. As an IMB customer, you are also eligible for our innovative products that put the needs of
the customer first.
The IMB Freedom Account is the only account in South Africa that puts more money back
into your pocket every month
The IMB Africa account is designed specifically for migrants in South Africa
IMB Property Services are designed to assist house hunters securing a title deed
Our Funeral Cover is affordable, with no contract required
Transparent, innovative and results-driven, IMB understands the needs of real consumers. See a full
rundown of our consumer packages on the products page.